Fina Money Review - Features, Pricing & Deals

Fina Money is a financial management tool that helps users track and analyze their finances through a personalized approach. It combines AI-powered insights with customizable features to simplify financial tracking for both individuals and businesses.

The platform's standout features include unlimited custom categories, flexible budgeting options, and AI-assisted transaction categorization. Users can create personalized templates, track multiple currencies, and manage investment holdings all in one place. The tool also supports collaboration through profile sharing, making it useful for families and teams working together on financial planning.

While primarily web-based, Fina Money works well on mobile browsers. The interface is straightforward to navigate, with features like custom metrics tracking and enhanced chart visualizations to help users understand their financial data better.

Pricing starts at $5 monthly for the Essential plan, with a Premium tier at $9.6 monthly (billed yearly). A free version is available for users who prefer manual data import, and custom pricing exists for financial advisors managing multiple clients.

• Unlimited Custom Categories: Create personalized financial tracking categories that match your unique spending and income patterns, giving you complete control over your financial organization.
• AI-Powered Transaction Insights: Leverage artificial intelligence to automatically categorize transactions and receive smart recommendations for optimizing your financial strategy.
• Multi-Currency Financial Tracking: Seamlessly track and consolidate financial data across different currencies, making global money management simple and straightforward.
• Flexible Budgeting Methods: Choose from various budgeting approaches like zero-based budgeting and custom metric tracking to align with your financial goals.
• Investment Holdings Management: Monitor and analyze your investment transactions and holdings within the same platform for a comprehensive financial overview.
• Collaborative Financial Profiles: Share financial categories, rules, and templates with family members or colleagues to streamline financial planning and collaboration.
• Advanced Data Visualization: Access responsive charts, custom date range calculations, and detailed financial insights to make informed money management decisions.

• Free version allows manual data import with basic features at no cost.
• Essential Plan at $5 per month (yearly billing) includes 5 live financial connections, 1 profile, auto-categorization, metric tracking, financial templates, and ad-hoc support.
• Premium Plan at $9.60 per month (yearly billing) offers unlimited financial institutions, multiple profiles, auto-categorization, metric tracking, financial templates, and priority support.
• Custom pricing available for financial coaches and advisors with seat-based pricing, requiring direct contact with Fina for advanced functionality and specific requirements.

Fina Money stands out with its unlimited customization options. Unlike apps that force you into preset categories, Fina lets you create as many custom categories as you need. You can track any metric that matters to you - not just spending by category, but also things like cost per meal or spending by family member. The AI helps categorize transactions while still giving you control to organize your finances your way. This flexibility makes it perfect for people who find other budgeting apps too rigid.

Yes, you can connect your bank accounts to Fina Money through Plaid, which is a secure financial connection service. The Essential plan includes 5 live financial connections, while the Premium plan offers unlimited financial institution connections. If you prefer not to connect your accounts, Fina also gives you the option to import data manually or enter transactions yourself - and this manual option is free forever.

Fina Money is optimized for mobile browsers, so you can access your financial information on your phone or tablet. While it's not a dedicated mobile app that you download from an app store, the web-based platform works well on smaller screens. This means you can check your finances, add transactions, or review your budget from anywhere without needing to install anything.

Yes, Fina Money includes sharing options that make it great for families or couples. The Premium plan specifically offers multiple profiles, which lets household members work together on finances. You can share and import categories and rules between profiles, making it easier to keep everyone's tracking consistent. This is helpful for couples managing shared expenses or parents teaching kids about money management.

Fina's AI does more than just categorize your transactions. It learns your spending patterns and helps identify trends in your financial behavior. The AI provides personalized insights about your spending habits and suggests ways to optimize your finances. You can also map AI classes into your own custom categories, combining the efficiency of automatic sorting with your preferred organization system. This saves you time while still giving you control over how your financial data is organized.